Quarterly Newsletter

Welcome to the first edition of our new look quarterly client newsletter.

With the 2011 financial year now behind us, fingers crossed 2012 will be better than the past two years - though one wouldn't imagine that could be too difficult all things considered. Whilst the last 24 months have seen much sideways movement on the Australian Sharemarket, we know this can't continue forever and at some stage markets will recommence their long term upward climb. Unfortunately, knowing exactly when this will commence remains the 64 dollar question.

In this edition, we look at the recent strength of the Australian Dollar, and explain the effect currency has on hedging overseas investments. A particularly pertinent point at the moment.

For those with aging parents, we discuss some of the important matters that need to be considered when living arrangements require review.

Our standard monthly update is included, along with a few tips on how to mix wine and food for those interested.

Finally, for those in need of a good laugh, we introduce you to the concept of joining a laugh club - seriously!

As always, if you feel your current financial situation, goals and objectives are in need of review for whatever reason, please contact us today.

Kind regards,

Julian Battistella CFP SSA Dip FP JP
Principal Consultant & Senior Financial Planner

PS we would like to know what you think of our new newsletter. Please click here to complete a very brief questionnaire.

Julian Battistella, Cameron Blackwell and Battistella Financial Services Pty Ltd are Authorised Representatives of GWM Adviser Services Limited ABN 96 002 071 749, trading as Garvan Financial Planning an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

Toorak Business Centre Suite 217, 19 Milton Parade Malvern VIC 3144
03 9832 0768

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